In the state of Florida, it’s mandatory that businesses have a workers’ compensation insurance policy in place. If an employee is to become injured or ill on the job, workers’ compensation insurance can help cover a portion of the employee’s medical expenses or lost wages. In some cases, an employee may choose to sue the business for workplace conditions that created the injury or illness, and workers’ compensation insurance can protect your business from a lawsuit.
If one of your employees is to become injured on the job from lifting heavy equipment or slipping on a wet surface, having a workers’ compensation insurance policy in place is going to come in handy.
A workers’ compensation insurance policy can have some limitations, particularly if you’re going through a state workers’ comp program. That’s why it’s important that you partner with an experienced insurance agency that understands your business and its unique needs.
Flagler County Insurance Agency has been serving businesses in Bunnell, Palm Coast, Flagler Beach, and surrounding areas in Florida with their commercial insurance needs for over a century. We’re the oldest and largest multi-line independent insurance agency in Flagler County, which means that we’re well equipped to ensure that your business has the best workers’ compensation insurance coverage in place.