If you own a car in Florida, you need auto insurance. The state requires personal injury protection (PIP) and property damage liability (PDL) coverage before they’ll even allow you to register a vehicle. Requirements aside, a good auto insurance policy will protect you from the financial risk if you are involved in a crash or become the victim of theft.
Since auto insurance is so important and in demand, there are many insurance companies to choose from. So where is the best place to purchase auto insurance in Flagler County? We might be a little biased, but we really think it’s Flagler County Insurance Agency. Here are a few ways in which we stand out from the competition:
Independent Insurance Agents
Flagler County Insurance Agency is an independent insurance agency. This means instead of just working with one insurer, we work with many different insurers. If a customer comes to FCIA looking for auto insurance coverage, our agents will shop around with different insurance companies to see who offers the best coverage at the best price. The answer is different for every customer. Your neighbor might get the best rate with Insurer A, while you get the best rate with Insurer B.
Our agents are not incentivized to recommend any one insurer. They’ll show you your best options and help you choose the policy that best suits your needs, whatever policy that might be.
Local Awareness And Availability
Florida has different insurance laws and requirements than other states. The climate and driving laws also affect the insurance needs of customers. In other words, someone shopping for auto insurance in Florida likely has different needs than someone shopping for insurance in Tennessee or New York. FCIA is a local company, and our agents have worked in the state of Florida for many years. As such, we are familiar with customers’ unique insurance needs and can find policies that satisfy them.
Working with a local company also means you can stop by the office personally. Our friendly, welcoming agents are always willing to meet customers and potential customers in person. This is a huge advantage for less tech-savvy customers who may not want to buy a policy online, and also for anyone else who feels more comfortable discussing their insurance needs in person.
Commercial And Personal Insurance
Most drivers need personal auto insurance. However, if you run a business and drive a vehicle for that business, you will also need commercial auto insurance. Purchasing a commercial auto insurance policy is not always easy, especially if you have a fleet of vehicles and multiple employees driving those vehicles.
Not all insurance agencies specialize in commercial auto insurance, but FCIA does. Our company has more than 100 years of experience working with local business owners. We regularly help business owners find insurance policies that include bodily injury liability coverage, property damage coverage, and collision coverage. If you or an employee ever get into an accident in a commercial vehicle, having the right insurance will make the claims and recovery process so much simpler.
Bundling Opportunities
FCIA is not just an auto insurance company. We also offer homeowners’ insurance, renters’ insurance, condo insurance, and more. If you, like many customers, also need one or more of these types of insurance, you can save by bundling your coverage. Bundling simply means that you purchase multiple types of coverage — in this case, auto and home insurance — from the same insurer. Insurance companies tend to offer significant discounts to customers who bundle home and auto coverage, so this one choice could yield significant savings.
Recreational Vehicle Insurance
If you have any recreational vehicles, you will also want to insure them. It’s most convenient to do so through the same insurance agency that holds your auto insurance policy. FCIA offers a wide range of recreational vehicle policies, including:
- Motorcycle
- RV
- Boat
- Personal Watercraft or Jet Ski
- Golf Cart
Recreational vehicles are really popular in Florida. Whether you prefer to spend the day out on the water or relaxing at a campground, you need the protection that a good insurance plan offers. FCIA can help you find the right recreational vehicle insurance plan at the same time that we find you a standard auto policy. Customers often enjoy only having to keep up with one bill that covers their car and recreational vehicles.
If you are searching for car insurance in Flagler County, start with Flagler County Insurance Agency. Our team of experienced agents will get to know you and your needs before recommending the best policies for your unique situation. Contact us soon to schedule an appointment or learn more about our services.