In Florida, boats are a part of our culture, and the water that surrounds us on three sides and permeates inland through rivers, creeks, lakes, ponds, and canals is virtually synonymous with “recreation”. And buying the best possible boat insurance policy is important all year long, and especially as hurricane season approaches. But what should […]
Month: August 2018
6 Kinds Of Whole Life Insurance Policies
Almost without exception, it always make sense to invest in a life insurance policy of some kind. And sometimes, it’s even a good strategy to invest in multiple policies simultaneously. For example, term life is less expensive and sufficient for most people’s needs during the life of the policy. But whole life guarantees a death […]
Homeowners Insurance Coverage Classifications In The USA
Homeowners insurance policies vary from country to country, insurer to insurer, US state to US state, and (when customized) from individual to individual. But in many countries, including in the USA, there are standard coverage classifications and typical coverage limits you should be aware of. Why? Because these are the nuts and bolts of the […]
When Do You Need Commercial Instead Of Personal Auto Insurance?
It’s sometimes obvious that you need a commercial auto insurance policy as opposed to a personal auto policy, but other times, it may not be. But to legally drive in Florida, you have to have the appropriate type of car insurance. Below, we will look at the main factors that would require and/or motivate someone […]
When Is It Worth It To Get Comprehensive Motorcycle Insurance?
Like all insurance, motorcycle insurance is based on calculated risk, both from the insurer’s and the insured’s perspective. Thus, how much protection it’s worth it to you to buy depends on the likelihood and severity of particular types of covered losses, relative to the cost of coverage. Sometimes, you may be better off simply finding […]
How General Liability Insurance Shields Your Business From Lawsuits
There are many reasons a business could get sued, and some of the most common ones are tied up in relations with employees and former employees. And that’s generally the domain of workers compensation insurance. Certain other lawsuits, based on alleged professional negligence, are best guarded against through professional liability insurance. But there is a […]