The first step in choosing your next (and possibly your first) Florida auto insurance policy is understanding Florida laws relevant to car insurance and how they will affect you. Once you understand what is legally required, then you can look at how to customize your policy to fit your precise needs, with the help of […]
Month: March 2019
Is Boat Insurance Mandatory In Florida?
If you’ve just purchased a boat for the first time in Florida, or if you’ve just moved south and brought your boat with you, you will want to get your new vessel legal and safe for Florida’s amazing waterways as soon as possible. One of the first questions likely to occur to you is “Is […]
Liability & Guest Medical Coverage For Homeowners Insurance
What if someone is injured on my property and I’m sued for tens of thousands of dollars? This is a real fear in today’s litigation-prone environment, and the end result could be financial ruin or even losing your home due to inability to pay. Homeowners insurance anticipates this problem, and most standard policies include at […]
What Is Universal Life Insurance?
In a previous blog, we discussed the difference between term life and whole life and how to know which one to choose in different situations. Here, we can go on to look at another important, if less common, form of life insurance: universal life. For those interested in investment and protection of assets for their […]
Make Sure “Hired Auto” Is In Your Policy
In a previous blog, we dealt with “non-owned vehicle coverage” as part of a commercial auto policy. But this is not exactly the same as “hired auto” coverage on most policies, though the exact terminology and arrangements vary from insurer to insurer. Knowing the difference between non-owned and hired auto coverage and understanding the risks […]
Factors Affecting The Cost Of Boat Insurance
Boat insurance quotes, as with all insurance, vary greatly and for a wide variety of reasons. In order to properly evaluate an boat insurance quote and understand what you may be able to do to get a lower one, you need to be aware of the major factors that determine your premium amount. In 2017, […]
Property Damage Protections In Florida Auto Insurance
As in other states, Florida auto insurance companies offer several different ways you can protect yourself against property claims and auto repair expenses in the aftermath of a collision. Understanding how each of these different coverage types work, and how they can form a part of your overall plan for property damage protection with your […]