Month: December 2018

General liability insurance is one of the most important components of a total business owners policy (BOP), and yet, it’s not uncommon to hear people question whether a general liability policy is really worth the cost. The truth is, for the vast majority of business owners, the cost of not having general liability coverage far […]

Only around 40% of US adults have a life insurance policy in which they are the insured or the beneficiary. In historical perspective, that’s a major decline – over 70% of Americans once had life insurance. The reasons for this decline are varied and multifaceted, but many falsely think they can’t afford life insurance. But […]

Shopping for homeowners insurance in Florida, if you want to be a truly “savvy” shopper, entails understanding what’s included in a basic policy and what is available as a possible “add on.” There are two ways you can customize your own homeowner’s policy – adjusting the amount of coverage for standard types of coverage and […]

Whether you opt to buy term life or whole life, and regardless of how much life insurance you choose to purchase to protect your loved ones from financial strains that may arise when you pass away, in Florida, you have additional reasons to feel confident in your policy. Different states put different industry-wide requirements on […]

Medical payments, or personal injury protection (PIP) coverage is not required for motorcyclists in Florida – but only drivers of four-wheeled vehicles must have $10,000 of PIP to legally drive. However, given that motorcyclists are 28 times more likely to die in a vehicle accident per mile traveled, and also much more likely to suffer […]

It is a very common thing for owners of commercial vehicles to also need to occasionally, or in some cases on a regular basis, use vehicles they do not own for business purposes. This is why it’s important to ensure your fleet insurance includes non-owned vehicle insurance that is appropriate to your needs. Some commercial […]