The most obvious purpose of homeowners insurance is to cover the cost of repairing and/or replacing your home in the event of fire, lightning strike, falling objects (often tree branches), wind storms, and other accidents or weather events. But homeowners insurance, in reality, goes beyond that. How far and in what ways it “goes beyond” […]
Month: November 2017
How Does Florida Motorcycle Insurance Work?
Like all other drivers on the highway, drivers of motorcycles are required to carry insurance of some kind to compensate for expenses in a potential accident. In Florida, there is no specific type of insurance that you must carry: it can be any kind of motorcycle insurance or even a health insurance policy, provided it […]
What Are The Benefits Of Getting Vision Insurance?
Both dental insurance and vision insurance are often best purchased separately from a regular health insurance policy, whether or not your health insurance will cover at least some of those expenses. Given the statistics on US vision impairment and blindness, stemming from macular degeneration, cataracts, and other eye disease and conditions, it’s no wonder. Plus, […]
Which Is Better: Term Life Or Whole Life?
Around 60% of US adults have some form of life insurance, even though some 85% say one really ought to buy a life insurance policy. That gap is unfortunate, and it may stem from many causes. But one reason people are reluctant to invest in life insurance may be they simply aren’t sure which kind […]
Homeowners Insurance As Disaster Insurance
There are many good reasons to be interested in a homeowners insurance policy, including the protection of personal property stored inside your house and protection against personal liability covering dog bites. But clearly the number one reason that homeowners insurance exists is to help you rebuild or repair you home should it be badly damaged […]
Why Buy Florida Uninsured And Underinsured Auto Insurance?
The number of uninsured motorists out on our nation’s highways can obviously only be estimated, given that driving without auto insurance is illegal, but most sources say that at least an eighth of US drivers are uninsured, and Florida has often ranked number one in uninsured motorist rates. And the danger of getting in an […]