newyorkave

What if someone is injured on my property and I’m sued for tens of thousands of dollars? This is a real fear in today’s litigation-prone environment, and the end result could be financial ruin or even losing your home due to inability to pay. Homeowners insurance anticipates this problem, and most standard policies include at […]

In a previous blog, we discussed the difference between term life and whole life and how to know which one to choose in different situations. Here, we can go on to look at another important, if less common, form of life insurance: universal life. For those interested in investment and protection of assets for their […]

In a previous blog, we dealt with “non-owned vehicle coverage” as part of a commercial auto policy. But this is not exactly the same as “hired auto” coverage on most policies, though the exact terminology and arrangements vary from insurer to insurer. Knowing the difference between non-owned and hired auto coverage and understanding the risks […]

Boat insurance quotes, as with all insurance, vary greatly and for a wide variety of reasons. In order to properly evaluate an boat insurance quote and understand what you may be able to do to get a lower one, you need to be aware of the major factors that determine your premium amount. In 2017, […]

As in other states, Florida auto insurance companies offer several different ways you can protect yourself against property claims and auto repair expenses in the aftermath of a collision. Understanding how each of these different coverage types work, and how they can form a part of your overall plan for property damage protection with your […]

For many Florida residents, a big part of the convenience of owning their own boat is owning their own dock to go with it. Protecting yourself against property damage and liability suits via boat insurance may be only part of the equation. Protecting your dock is important too! Here are three major considerations when it […]

There are many add-ons (riders) you can add to your homeowners insurance policy and many ways you can customize it to your exact needs. These include such things as detached structure coverage, for example, which might even be necessary to cover your garage if it’s not attached to your main dwelling. But before delving into […]

If you are looking for life insurance, you already realize the benefits this kind of insurance offers and the pitfalls it helps you avoid. You probably also understand that it’s never too early to invest in a good policy and that the younger and healthier you are when you sign up, the lower your premiums […]

There are more people heading to the highways on the back of a motorcycle nationwide than ever before, and Florida ranks high among “motorcycle loving” states. But given the seriousness and relative commonality of motorcycle accidents and injuries, it’s important to equip yourself with two things: a fully adequate motorcycle insurance policy and a bike […]

One of the most important benefits of having pet insurance is the coverage you get for visits to emergency veterinary facilities (pet ER rooms). Such visits can cost hundreds or even thousands of dollars and you may have to pay upfront in full before you can get the necessary care for your injured dog or […]