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Don’t Let Liability Coverage Gaps Sink Your Small Business

Don’t Let Liability Coverage Gaps Sink Your Small Business Don't Let Liability Coverage Gaps Sink Your Small Business

The long-term success of a business depends on more than just profitability from day to day; right or wrong, the reality is that lawsuits can cripple a small business or even force it to permanently shut its doors. Thus, carrying the right kinds of insurance policies should be considered part of the basic costs of […]

Preventing Accidental Pet Poisoning

Preventing Accidental Pet Poisoning Preventing Accidental Pet Poisoning

Around 100,000 cases of accidental pet poisoning occur in the US every single year. And for the most part, these poisonings involve common household items and substances that the pet owners never even thought would be a danger. You can guard yourself against sudden, overwhelming expenses in the aftermath of an accidental pet poisoning incident […]

How To Babyproof Or Childproof Your Home

How To Babyproof Or Childproof Your Home How To Babyproof Or Childproof Your Home

When you have small children living with you at home, or are expecting to soon, you want to make your home as welcoming and safe for your little ones as possible. Protecting your home with homeowners insurance is one key factor since they often cover more than just the house itself. Another important step is […]

How To Drive Safely While Carrying A Load

How To Drive Safely While Carrying A Load How To Drive Safely While Carrying A Load

There are a lot of reasons you might carry a load on top of your car or pull one on a trailer behind you, including: moving to a new home, going on family vacation, going camping, and bringing home a large Christmas tree. You can never afford to neglect following proper safety precautions when you […]

What Can Homeowners Insurance Cover Aside From Your Home Itself?

What Can Homeowners Insurance Cover Aside From Your Home Itself? What Can Homeowners Insurance Cover Aside From Your Home Itself?

The most obvious purpose of homeowners insurance is to cover the cost of repairing and/or replacing your home in the event of fire, lightning strike, falling objects (often tree branches), wind storms, and other accidents or weather events. But homeowners insurance, in reality, goes beyond that. How far and in what ways it “goes beyond” […]

How Does Florida Motorcycle Insurance Work?

How Does Florida Motorcycle Insurance Work? How Does Florida Motorcycle Insurance Work

Like all other drivers on the highway, drivers of motorcycles are required to carry insurance of some kind to compensate for expenses in a potential accident. In Florida, there is no specific type of insurance that you must carry: it can be any kind of motorcycle insurance or even a health insurance policy, provided it […]

What Are The Benefits Of Getting Vision Insurance?

What Are The Benefits Of Getting Vision Insurance? What Are The Benefits Of Getting Vision Insurance?

Both dental insurance and vision insurance are often best purchased separately from a regular health insurance policy, whether or not your health insurance will cover at least some of those expenses. Given the statistics on US vision impairment and blindness, stemming from macular degeneration, cataracts, and other eye disease and conditions, it’s no wonder. Plus, […]

Which Is Better: Term Life Or Whole Life?

Which Is Better: Term Life Or Whole Life? Which Is Better: Term Life Or Whole Life

Around 60% of US adults have some form of life insurance, even though some 85% say one really ought to buy a life insurance policy. That gap is unfortunate, and it may stem from many causes. But one reason people are reluctant to invest in life insurance may be they simply aren’t sure which kind […]

Homeowners Insurance As Disaster Insurance

Homeowners Insurance As Disaster Insurance Homeowners Insurance As Disaster Insurance

There are many good reasons to be interested in a homeowners insurance policy, including the protection of personal property stored inside your house and protection against personal liability covering dog bites. But clearly the number one reason that homeowners insurance exists is to help you rebuild or repair you home should it be badly damaged […]

Why Buy Florida Uninsured And Underinsured Auto Insurance?

Why Buy Florida Uninsured And Underinsured Auto Insurance? Why Buy Florida Uninsured And Underinsured Auto Insurance?

The number of uninsured motorists out on our nation’s highways can obviously only be estimated, given that driving without auto insurance is illegal, but most sources say that at least an eighth of US drivers are uninsured, and Florida has often ranked number one in uninsured motorist rates. And the danger of getting in an […]