newyorkave

In Florida, auto insurance minimums are $10,000 PIP (personal injury protection) and $10,000 PDL (property damage liability). And you might do well to add such things as collision, uninsured motorist protection, or even buy comprehensive auto insurance coverage. But one thing you may not have thought much about is the possibility of your car getting […]

There are some 50,000 home fires in the US every year due to electrical causes alone, and these result in around 500 deaths, over 1,000 personal injuries, and over a billion dollars in property damage. But what can you do to protect yourself against the threat of a fire in your home? Below, we look […]

Boat ownership sort of “goes with the territory” in and around Flagler County, Florida, and anyone who makes frequent use of their boat should seriously consider purchasing boat insurance. Most people are familiar with at least the basics of Florida auto insurance, but they may not be quite sure what boat insurance will cover. Here […]

With so much concern over health insurance in general, and with auto insurance and homeowner’s insurance, perhaps, already needing to fit into the budget, does it really make sense to purchase dental insurance? We believe the answer is a resounding, unequivocal “Yes!” And here are five good reasons why: 1. Your Oral Health Is InvaluableYou […]

There are so many different types of commercial insurance available today (see this Forbes article that lists 13 should-have policy types) that many small business owners may be bewildered as to which kinds of insurance they truly need. Few small business owners can afford to invest in a dozen or more insurance policies, but on […]

If your business maintains a fleet of vehicles, or even only one or two that are routinely used for business purposes, there are many good reasons why you should invest in commercial auto insurance. In fact, even cars registered in the name of an individual that are used primarily as a business vehicle, should be […]

Boat theft is a far more common crime than most boat owners probably realize, with around 1% of all personal watercraft eventually getting stolen. That may sound small, but it’s a far greater risk than with most other of your other valuable possessions, and it’s one of many reasons to invest in boat insurance. Flagler […]

If you run your own business, you may well have heard of general liability insurance, but perhaps, you aren’t quite sure exactly what it is and what it does/does not cover. If so, here are the basic answers to your questions about this class of commercial insurance. What Is General Liability Insurance?General liability coverage, in […]

You may think, “I’m not renting. I’m a homeowner. Why does anyone else need to know if I own a dog?” But as soon as you go to get homeowners insurance, you’ll find that pet ownership questions are among the very first you have to answer. Why does your homeowners insurance provider care about whether […]

There are around two million animal-vehicle collisions in the U.S. every single year. Many of these collisions result in serious injury or death of drivers or passengers, besides property damage and the death or injury of the animal. It is wise to include coverage of animal-vehicle collisions on your auto insurance, if it is not […]