newyorkave

When you make the decision to take out a life insurance policy, you may have many different specific motives. But the bottom line is buying the right to a death benefit of a particular amount, given that a specific set of circumstances apply. Term life and whole life are different on this point. In the […]

Does pet insurance cover prescription drugs for pets? The short answer is “yes!” If your veterinarian prescribes medications for necessary treatments to your pet-insurance-covered dog or cat, all or a portion of the bill will be taken care of by your pet insurer. Given how much drugs for chronic or acute pet health conditions can […]

When you sign up for an auto insurance policy in Florida, your insurer is likely to ask you “Do you want to include UM and UIM on your policy?” UM (uninsured) and UIM (underinsured) motorist coverage costs only a few extra dollars per month on your premium and adds significant protection that can make a […]

Not all Florida boat insurance will work exactly the same way, but nonetheless, there are common features that are true of most policies and most insurers. Understanding not only for how much your boat is covered but also where and when will ensure you don’t “navigate outside your coverage zone”, get into an accident, and […]

Until you plan to finally become a homeowner, you aren’t likely to think much about homeowners insurance. And some who are about to purchase their first home might wonder whether it is really necessary to buy a homeowners insurance policy. The answer, in short, is that there is no state or federal law requiring you […]

It’s not enough to just “get life insurance“, you need to get the right kind of policy that meets all of your goals at an affordable premium point. In order to do that, you have to approach the search for the right life insurance policy in an organized way. Here is a basic, three-tiered process […]

Florida is an extremely popular state to drive a motorcycle in, and that means the odds of getting into a motorcycle accident are higher than in other states. And motorcyclists’ chances of getting into a collision and being seriously injured are more than double that of drivers of passenger vehicles. Buying high-quality motorcycle insurance will […]

While it’s not a topic that comes up in polite conversation, the fact is, spaying and neutering is a real concern for pet owners. There are good reasons why many people have their dog or cat spayed/neutered, and this procedure can cost a good amount of money. Most pet insurance policies available today will cover […]

The first step in choosing your next (and possibly your first) Florida auto insurance policy is understanding Florida laws relevant to car insurance and how they will affect you. Once you understand what is legally required, then you can look at how to customize your policy to fit your precise needs, with the help of […]

If you’ve just purchased a boat for the first time in Florida, or if you’ve just moved south and brought your boat with you, you will want to get your new vessel legal and safe for Florida’s amazing waterways as soon as possible. One of the first questions likely to occur to you is “Is […]