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In Florida, all drivers are required to buy at least a minimum standard of auto insurance or face a $150 fine, and $500 for repeat offenses. But the consequences of driving without auto insurance are far more serious should you get into an auto accident And the reverse is true too – getting into an […]

Just like with car insurance, life insurance, or any other type of insurance, there are specific factors that insurers use to determine the premiums they’re going to charge on a homeowners insurance policy. Every insurance company will use slightly different criteria for setting premiums, and the full list of factors would be extremely long and […]

Interested in life insurance and want to know what are the most common policy types on the market today? We already covered the 6 kinds of whole life in a previous blog, so to complete the 12 most popular forms of life insurance, we’ll cover the other 6 kinds of term life insurance here. Why […]

For those wishing to secure the fullest possible protection for their business against all possible liabilities, a business owners policy (BOP) is the answer. BOPs are full orbed insurance packages that combine legally required insurance types, essential coverage like that provided in general liability insurance, and other more optional or industry-focused types of cover. Every […]

You probably know about the options of getting minimum coverage or comprehensive coverage for your motorcycle insurance policy, but there are also a lot of additional, optional add ons, available with motorcycle insurance that you may not be aware of. Those who use their bikes primarily on vacation or long road trips should consider adding […]

Everyone who drives in Florida has to have auto insurance by law, and insurance premiums aren’t always cheap. But in reality, reducing auto insurance rates is often very doable and is one of the easiest ways to save a significant amount of money if you’re on a tight budget. If you need commercial auto insurance, […]

There are many different types of dental plans, and the average annual dental expenses of each individual will vary considerably. But despite these variables, it’s safe to say that most people can benefit both financially and health-wise by buying a good dental insurance policy. Around one in three US adults don’t see a dentist even […]

In Florida, hurricane season is reason enough to invest in a quality homeowners insurance policy. But, in fact, there are many other good reasons to buy homeowners insurance as well. Both dangers to your home and liability concerns contribute to the motivation for buying a homeowner’s policy. And when you examine some of the most […]

If you are not a professional or expert in the insurance industry but are looking to purchase life insurance, it’s very likely you will come across some unfamiliar terminology as you continue your search for the ideal policy. Under two general rubrics, here are a dozen of the most important life insurance terms you need […]

Of all commercial insurance types, aside from those you’re legally required to have like workers comp, general liability insurance (also called “business liability insurance”) is easily the single most important. But while almost all businesses would do well to invest in a general liability policy, there are also specific “red flags” that may indicate your […]