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When Do I Need Commercial Auto Insurance?

When Do I Need Commercial Auto Insurance? When Do I Need Commercial Auto Insurance?

If you are a small business owner (or a large business owner for that matter), or even are just self-employed, there’s a good chance you need more than a standard auto insurance policy. There are a number of different reasons why you might need commercial auto insurance, and as a business owner you should make […]

Is Laser Eye Surgery Covered On Your Vision Insurance Policy?

Is Laser Eye Surgery Covered On Your Vision Insurance Policy? Is Laser Eye Surgery Covered On Your Vision Insurance Policy?

Vision insurance, along with dental insurance (and often combined with it), is a top form of medical insurance that many invest in aside from their regular health insurance plan. It’s also a commonly offered type of insurance in many employee benefits packages – and a great perk for employers to use in upping employee satisfaction. […]

What Ever Happened To Comprehensive General Liability Insurance?

What Ever Happened To Comprehensive General Liability Insurance? What Ever Happened To Comprehensive General Liability Insurance?

If you were in business back in the 80’s or earlier, or even if you just grew up back then, you may have heard of “comprehensive general liability insurance.” But if you go to look for a policy by that name today, for your business, you won’t be able to find it. Why? In 1986, […]

Types Of Boating Accidents To Guard Against

Types Of Boating Accidents To Guard Against Types Of Boating Accidents To Guard Against

In Flagler County, Florida, and throughout the state, owning a boat is extremely common – and for good reason. Take the Flagler Beaches, Palm Coast waters, the Intracoastal Waterway that gives you access to numerous lakes, creeks, and marshes, and the deep blue waters of the wide Atlantic, all as prime examples. It’s not for […]

Understanding How Dental Insurance Works

Understanding How Dental Insurance Works Understanding How Dental Insurance Works

There are many good reasons to buy dental insurance, but there are also a number of different types of dental policies to consider. Plus, there is a somewhat complex system you need to be aware of in regard to that applies to all types of dental insurance. Knowing the basics about dental insurance plans is […]

What Is Terminal Vs. Critical Illness Coverage With Life Insurance?

What Is Terminal Vs. Critical Illness Coverage With Life Insurance? What Is Terminal Vs. Critical Illness Coverage With Life Insurance?

People buy life insurance for a variety of reasons, some of which go beyond just a death benefit. For example, there are both protection and investment focused policies, there can be important tax benefits to life insurance, and many policies include either terminal or critical illness cover. Any life insurance policy, of course, pays out […]

What Does Florida Commercial Auto Coverage Include?

What Does Florida Commercial Auto Coverage Include? What Does Florida Commercial Auto Coverage Include?

In Florida, all vehicles on the road (commercial or otherwise) must have a minimum of $10,000 or personal injury protection (PIP) and $10,000 or liability coverage on their car insurance policy. But when you operate a fleet of vehicles for your business, it’s wise to invest in a specifically commercial auto policy that gives you […]

What Is Loss Of Use Coverage With Homeowners Insurance?

What Is Loss Of Use Coverage With Homeowners Insurance? What Is Loss Of Use Coverage With Homeowners Insurance?

A good homeowners insurance policy will offer a number of different types of coverage in a single package, including repairing or replacing all or a portion of the value of your home and many of its contents. It can act as everything from disaster insurance to limited personal liability insurance, depending on the terms and […]

3 Tax Benefits Of Life Insurance

3 Tax Benefits Of Life Insurance 3 Tax Benefits Of Life Insurance

When thinking about investing in a life insurance policy, your primary motivation is to protect your family members who outlive you from poverty, loss of their current residence, inability to attend college, or other economic hardships. But, in reality, there are other potential benefits to putting money into a life insurance policy beyond the death […]

Why Is Motorcycle Insurance So Critically Important?

Why Is Motorcycle Insurance So Critically Important? Why Is Motorcycle Insurance So Critically Important?

There are many reasons why motorcycle insurance is extremely critical to bike owners, even more important in some ways than auto insurance is to car owners. At least some form and amount of motorcycle insurance is required by law in every state, and staying legal is the most obvious and unavoidable reason to get your […]